Play Baccarat for Real Money at Betfair Casino

Online baccarat is incredibly popular with UK casino players. While the game may seem complicated, once you've learnt your way around the table, it's actually quite simple. Baccarat has proven to be one of the most popular card games at online casinos across the world due to its lower house edge, with nearly even odds for both the player and the house.


What is Baccarat?

Baccarat is a card game with two opposing bets: the Player bet and the Banker bet. The dealer draws cards for both sides, and you can bet on which side will have the highest value.


Baccarat works by betting on one of two hands. The hand closest to nine wins. In most versions of baccarat, you can bet on a tie, which comes with better odds because they are less likely to occur. It is this very simple foundation that has allowed for multiple variants of baccarat to form, giving players a huge amount of options when it comes to playing this increasingly popular game.


How to Play Baccarat at Betfair Casino

It’s easy to play baccarat at our online casino. Just follow these simple steps:

  1. Log in or sign up to Betfair Casino.
  2. Once you’re in, click “Casino” from the list of options at the top of the page.
  3. From here, simply select “Live Casino”, then “Baccarat & Others”.
  4. Select your baccarat game and wait for it to load.
  5. Choose your wager amount and which side you want to bet on.
  6. If your side has the better value, you win.

How Do Baccarat Bets Work?

These are the main bets present in most forms of baccarat:

  • Player Bet: Bet on the player having a greater hand than the banker.
  • Banker Bet: Bet on the banker’s hand being the greater one.
  • Tie Bet: If you bet on the hand being a tie, you will receive greater winnings if this happens.

In the event of a tie, if you have bet on either the Player side or the Banker side, the bet will be a push, meaning you will get your wager back.


Understanding Baccarat Card Values

How cards are valued in baccarat distinguishes it from other card games. The limit for value is nine, meaning you cannot get a hand that draws anything higher than this.


Cards 2–9 are worth their face value, while jacks, queens, and kings are worth zero. Aces are worth one, and jokers are not used.


Totals are worked out differently from other card games like online blackjack. Hands are worth their total values combined, but if the number is in double digits, the left digit is dropped. If a player has an ace and a ten, their value is 1 (since tens are worth zero), versus a banker with a 7 and a 6, which would be valued at 3 (13 drops the 1), resulting in a win for the banker’s hand.


Baccarat Casino Games

Betfair Casino has a variety of exciting baccarat games for you to explore. From video baccarat to immersive live dealer experiences, we’ve got you covered. Here are some top choices:


Baccarat: A straightforward video baccarat game ideal for solo sessions.


Live Baccarat: Betfair Casino’s flagship live baccarat title, with an authentic felt dealer table, live chat, and engaging dealers.


Lightning Baccarat: An electrifying twist on the standard version; lightning can strike a card and, if it lands on your wagered hand, your winnings will get a multiplier boost.


First Person Baccarat: Place bets while face-to-face with the dealer in this immersive version of live baccarat.


Live Speed Baccarat: Set in a virtual casino with multiple tables, this version of baccarat is inspired by Asian casinos and focuses on quick games that last seconds.


Learn the Baccarat Drawing Rules

Familiarise yourself with the baccarat drawing rules:

  • Player total of five or fewer draws a third card.
  • Player total of 6 or 7 stands
  • Banker total of 2 or less draws a third card.
  • Banker total of 3 draws unless the player has an 8 as the third card.
  • Banker total of 4 draws a third card if the player’s third card is 2, 3, 4, 5, 6, or 7.
  • Banker total of 5 draws a third card if the player’s third card is 4, 5, 6, or 7.
  • Banker total of 6 draws a third card if the player’s third card is a 6 or 7.
  • Banker stands on a total of 7.

Everything You Need to Know About Baccarat Payouts

Like the rules, the payouts in baccarat are simple enough to understand:

  • Banker bets payout: evens, minus the 5% commission from the house.
  • Player bets payout: evens, no commission.
  • Tie bets payout: 8:1.

Betting on the Banker hand gives you more of an advantage. The Banker draws based on the hand of the player, giving that hand a statistical advantage overall. The 5% commission is put in place to mitigate this advantage and ensure the house retains its edge.


Play Online Baccarat on Mobile Anywhere


Betfair Casino is optimised to run well in mobile browsers. Navigation is smooth, and the full game library is available.


You can also run Betfair Casino’s native app on most smartphones. Just download it from the iOS or Android store for a clear, integrated experience.


Deposits and withdrawals at Betfair Casino on mobile are fast and secure, meaning you can play your favourite baccarat games on the go with peace of mind.


Responsible Gambling at Betfair Casino: Support & Tools


While baccarat can be fun, safety comes first. Betfair Casino has a firm commitment to responsible gambling and offers self-help tools easily accessible via our Safer Gambling hub.


Always gamble responsibly and be sure to make use of deposit limits, loss limits, and play-time checkers. Other tools, like our profit/loss tracker, are also there to keep you safe and informed.


Casino Offers at Betfair


Get more value from your Betfair Casino experience with our casino promotions. We offer a range of promotions, including daily free games, with potential prizes on offer and our welcome offer, which offers 50 free spins when you join and deposit £10.


Make sure to check back regularly as promotions are subject to change. 

Online Baccarat FAQs

How do baccarat bets work?

You place a bet on either the Player hand or the Banker hand. If you pick the hand with the highest value, you win. You can also bet on both hands having the same value, known as a Tie bet.

What are the odds and payouts in baccarat?

The odds on the Player hand are 1:1, while the Banker has slightly lower odds of 0.95:1 due to the 5% commission. Ties have 8:1 odds.

What's the difference between banker and player bets?

Banker bets are slightly more statistically likely to come in, as their draw is based on the value of the Player hand. The difference is small but can make betting on Banker hands seem like a more viable option. This is mitigated by the 5% commission, implemented by the casino to give them a slightly higher house edge.